DiscoverThe Ramsey Show"I'm 49 With Nothing Saved For Retirement"
"I'm 49 With Nothing Saved For Retirement"

"I'm 49 With Nothing Saved For Retirement"

Update: 2025-11-14
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🤔 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Think you’re good with money? Take our Money in America quiz!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠




Ken Coleman and George Kamel answer your questions and discuss:



  • "I don't have anything saved for retirement. Is it too late for me to start investing?"

  • "I keep having to dip into my investments to pay my taxes. How do I stop this cycle?"

  • "When I turn 18 I will gain access to a $100,000 stock portfolio. How do I best grow this money?"

  • "My wife wants us to pay off our house but it doesn't make sense to me"

  • "I have been on social security for 25 years. How do I change my life and stop living in poverty?"

  • "Should I refinance my home to pay off my debt and HELOC?"

  • "Should we be saving money in an HSA when we are in Baby Step 2?"




Next Steps:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


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💰 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


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"I'm 49 With Nothing Saved For Retirement"

"I'm 49 With Nothing Saved For Retirement"

Ramsey Network